Timothy Payne

Licensed in real estate since 2016 and earning my Associate Broker’s license in 2020, I bring both experience and dedication to every client I serve. After living in Covington for 15 years, I moved to Social Circle in 2020, where I continue to enjoy being part of the community. I specialize in residential sales and new construction, helping clients navigate the process of buying or selling with confidence. Married for 49 years, I’m blessed with two children and three grandchildren who keep life full and joyful. My goal is always to combine professional expertise with a personal touch, making each real estate journey as smooth and rewarding as possible.